We understand the importatnce of financial wellbeing. Our Financial wellbeing programs are design to provide you with the tools and knocwledge you need to manage your financial effectively in few easy steps
We start by conducting an all-inclusive full credit diagnosis on all four major credit bereaus to analyse your credit standing. We will then provide you with personalized advice on how to manage your credit, making payment plans and improve your credit score

CLEAR PATH FINANCIAL SERVICES : is a reputable company that assists consumers with Removal of Debt Review and ITC Clearance throughout South Africa. We have years of collective experience in the industry and identified the need from people to restore their credit profile. Consequently. CLEAR PATH FINANCIAL SERVICES fill in the gap to aid client who were previously on debt review that wished to be removed.
Our professional team has vast experience and qualification in handling these cases. From the moment you conatct us, you can expect exceptional service since it is our core value
Our ITC Clear Path Financial Services will help you to clear your name so that you can start on a blank page and improve your credit profile
Our professional team has vast experience and qualifications in handling these cases. From the moment you contact us, you can expect exceptional services.
Debt mediation companies may be able to help you increase your credit score by disputing incorrect information on your credit profile or by negotiating with your creditors on your behalf. Clear Path Financial Services Credit Score Booster leverages the legal expertise of our seasoned Credit Repair Specialist to boost our clients’ credit ratings and help them achieve their financial goals effectively and efficiently.
To remove debt review flag on your credit profile, you need to settle all your debts/accounts which formed part of your debt review plan. Once you have settled all the debts/accounts, your debt counsellor will issue Form 19, which is referred to as Clearance Certificate you can use it to have debt review flag removed from your credit profile.
We can also negotiate settlement restructure their debt according to their own affordability.
Whichever option you choose, speak to us for assistance. We have a wealth of expertise in facilitation debt negotiations and are often able to successfully negotiate reduced settlement smount for you.
Adverse/ default listing is a debt that has a negative impact on your credit profile and financial situation, such as delinquent, collections and written offs.
Yes, adverse listing can be removed from your credit profile by disputing the inaccurate or outdated information, negotiating with the creditors to settle or pay off the debt or waiting for the negative listing to fall off your credit report.
Prescribed debt is an old debt that is no longer legally enforceable due to the passage of time meaning you have not been paying or acknowledged the debt for a period of three years or more.
Yes, prescribed debts can be removed on your credit profile, as it is no longer legally enforceable. You can contact credit bureaux to log a dispute if a prescribed debt is still reflecting on your credit profile.
ITC CLEARENCE Certificate is given to you as prove that you have succesfully remove any negative listing under your name.
Your credit record is essentialy a report on how well you manage your credit. The credit system is based on trust, but people are people and creditors canot tell how trustworthy a consumer is with credit. Unless they have a record of how the consumer behave with his/hers credit.
We start by conducting an all-inclusive full credit diagnosis on all four major credit bereaus to analyse your credit standing. We will then provide you with personalized advice on how to manage your credit, making payment plans and improve your credit score
Yes, You can exit debt review before the end of the restructured period by settling all the accounts / debts which formed part of the debt review plan or proving to the court that you are no longer over-in-debtrd

OUR HAPPY CLIENTS
Mashudu and her team have really been stretching their neck out to help me. Along the journey she has been exemplary and really goes above and beyond. Thank you Mashudu.
I want to thank the stuff of clear path they got my prescription letters and remove my name under debt review. Mashudu assisted me I am now able to open accounts May God strengthen their business
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